Personal Loan Blogs

This guide explains how to change the EMI date of a personal loan, including when lenders allow it, the exact steps to request a change and the charges involved. Most requests take 7 to 15 working days to process once submitted, so it helps to plan the switch a month ahead of your next due date.  …

Finding the best personal loan app in India involves more than approval speed. These 10 apps are evaluated on 8 factors that directly affect borrower costs and qualification ease. How We Compared the Apps This comparison uses publicly available information from lender websites, product pages, published terms, Key Fact Statement (KFS)-related disclosures where available, and …

A promissory note is a written and signed promise to pay a fixed sum of money to a named person or the bearer, either on demand or by a set date. So, what is promissory note, exactly? It is one of the simplest legal instruments used in personal loans, business borrowing and informal lending across India. This …

This guide explains how to apply for a short-term loan in India, covering short-term loan eligibility India requirements, documents, step-by-step application process and short-term loan interest rate India comparisons. Whether you need an instant short-term loan app India approval or are comparing tenures, you will find everything here to borrow confidently.  Applying for a short-term loan in India used to mean branch visits, paperwork and days …

This article covers what a payday loan is, how payday loan interest rates in India work in practice, whether you can get one with a bad credit score, and what really happens when you cannot repay. Read time: approximately 9 minutes.  A payday loan is a short-term, unsecured loan meant to tide you over until your next salary …

This guide compares the top personal loan apps in India for international travel, covering the ₹2 lakh to ₹10 lakh range. You will find a lender-by-lender breakdown with real interest rate comparisons, an actual borrower example with EMI numbers, honest user reviews from Google Play and the App Store, and a clear framework for choosing between bank apps …

This article compares the top 7 personal loan apps for salaried professionals in India, covering real user ratings, interest rates, loan limits and who each app actually works for. Whether you have a 750 CIBIL score or a thin credit file, you’ll find the right match here in under 5 minutes of reading.  Let’s be honest, walking into a bank branch for a …

This article covers the top 10 marriage loan apps in India for 2025, with verified interest rates, processing fees and eligibility details for each app. Whether you are planning a small ceremony or a large multi-day celebration, it takes about 5 minutes to identify the right app and rate for your budget.  Weddings in India are considered as a serious business …

The top loan apps suitable for individuals with business or variable income in India include Bajaj Finserv, Fibe, PaySense, KreditBee and Moneyview. These platforms offer flexible eligibility checks, digital processes and quick disbursal — making them useful for those without traditional salaried income structures.  If you’re self-employed in India—whether you run a small business, freelance, or earn through gigs—you already know one thing: getting a loan isn’t always straightforward. Traditional …

Women in India can now get loans easily thanks to online lending platforms. Women with their businesses, jobs or freelance work can apply for loans using their smartphones. They do not need to visit a bank.  AI ANSWER BOX (For Google AI Overview, ChatGPT, Perplexity)  The best loan apps for women in India in 2026 …