From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.
There are many ways to grow wealth. Among the most popular options are direct equity and mutual funds. Both involve investing in the stock market. But they differ in terms of how they work and what they demand from you as an investor. While direct equity gives you control, mutual funds offer simplicity. Some investors …
Continue reading “Direct Equity or Mutual Funds: What Should You Choose in 2025?”
Mutual funds are a great way to grow your money over time. But it’s not just about picking the right fund — how long you stay invested matters just as much. Many people either take out their money too early or stay invested without a clear plan. Both can affect your overall returns. Staying invested …
Continue reading “How Long Should You Hold a Mutual Fund Investment?”
Mutual funds are super popular in India right now and it’s easy to see why. With over 10 crore people investing and total assets crossing ₹67 lakh crore in early 2025, they’re no longer just for finance experts. But here’s something important to remember: investing is just the first step. If you’re not keeping an …
Continue reading “How to Track Your Mutual Fund Investments Effectively?”
This guide settles whether a high NAV or low NAV mutual fund is the better choice by explaining what Net Asset Value actually measures. You’ll get the NAV formula, side-by-side return comparisons for low and high NAV funds, and the factors that matter far more than NAV when picking a fund. A five-minute read for anyone confused by NAV numbers …
Continue reading “High NAV vs Low NAV in Mutual Funds: Which is Better?”
Investing is one of the best ways to grow wealth over time and there are two common approaches: Systematic Investment Plans (SIPs), where you invest small amounts regularly and lumpsum investment, where you invest a large amount at once. A lumpsum investment can be beneficial if you have surplus funds and want to take advantage …
Continue reading “Lump Sum Investment: Meaning, Benefits and Risks”
Investors regularly utilise the compound annual growth rate (CAGR) term during mutual fund investment decisions. Early investors and those interested in mutual fund knowledge need to understand what is CAGR in mutual funds and its role in investment choice. Let’s break it down. How Is CAGR Calculated and Its Role in Mutual Fund Growth The …
If you’ve ever invested in mutual funds, you’ve probably come across terms like CAGR, absolute returns and XIRR. While CAGR works well for lump sum investments, things get trickier when you invest through SIPs or make multiple withdrawals. That’s where XIRR (Extended Internal Rate of Return) comes in! Read on to understand XIRR meaning in …
Continue reading “What is XIRR in Mutual Funds and Why Does It Matter?”
Investing in mutual funds? Then you’ve probably come across the term absolute returns at some point. But what exactly is absolute returns meaning and how does it impact your investments? Read on to understand what is absolute return in mutual funds and other important facts. Understanding Absolute Returns in Mutual Funds Absolute return refers to …
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If you’re looking to invest in mutual funds, you’ve probably come across the term NFO. But what exactly is NFO’s full form and should you invest in one? Read on to learn about NFOs in mutual funds and more. What is NFO in Mutual Funds? A New Fund Offer (NFO) is when an asset management …
Continue reading “NFO’s Full Form: Understanding New Fund Offers in Detail”
Investing in mutual funds? Smart choice! But do you know the cost of managing the investment? That’s where the Total Expense Ratio (TER) helps. Understanding what is TER in mutual funds can help you make smarter investment choices. Let’s break it down step by step. Read on to know the meaning of total expense ratio …
Continue reading “What is TER in Mutual Fund? A Simple Explanation for Investors”