Finance Blogs

Getting an iPhone 14 on EMI is a breeze these days. There are many digital lending options available that can help you get your iPhone 14 affordably. These options include:  Consumer loan Personal loan Credit card loan or EMI conversion  BNPL facilities However, the right option depends on your requirements. With the high cost of …

Buying an iPhone 15 on EMI is easy and can be a viable option for many. With new models hitting the shelves, this year’s iPhone has upgraded features. Considering that these smartphones fall under the high-end price range, shopping on EMI is smart.  It frees you from worrying about the high cost and lumpsum payments. Moreover, …

Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe …

Christmas 2025 is on its way, bringing with it the magic of twinkling lights, joyful carols and heartwarming celebrations! Whether you’re planning a cozy family dinner, a festive get-together with friends, or an exciting holiday trip, this season is all about love, laughter and togetherness.  Falling on 25th December, Christmas marks the birth of Jesus …

Dussehra, also called Vijayadashami, is one of the most celebrated festivals in India. It marks the victory of good over evil, symbolised by Lord Rama’s triumph over Ravana in Hindu mythology and Goddess Durga’s victory over Mahishasura. The festival is the culmination of the nine-day Navratri and is celebrated with grand rituals, pujas, effigy burning, …

NBFC, meaning a Non-Banking Financial Company is a type of institution that you can rely on for financial services, such as taking a loan, booking a fixed deposit or more. In India, there are many NBFCs, over 9,000 in number as of October 2022, who have changed the financial landscape for the better.  How? NBFCs …

Ganesh Chaturthi is a popular and highly anticipated festival for many across India. The festival celebrates the birth of Lord Ganesha and has significant religious and cultural importance. It is also known as: People across India, especially in states like Maharashtra, Gujarat, Odisha, Uttar Pradesh, and Karnataka, celebrate the festival with tremendous enthusiasm. You can …

In the increasingly interconnected digital landscape, online scams have become an unfortunate reality, preying on unsuspecting individuals and organisations. From phishing emails to fake investment schemes, the realm of financial fraud is vast and ever-evolving.  One way to protect yourself from these is to be aware of the tactics that scammers use and the tips …

Debt-to-income ratio is an essential criterion that helps financial institutions evaluate your finances. This figure affects the loan amount and credit card limit that you can get.  When you apply for credit, lenders determine this ratio since it reflects your borrowing capacity. Continue reading to understand the significance of this ratio in your loan application …