Finance Blogs

Knowing what a co-applicant means is essential before applying for a loan. Involving a co-applicant in your borrowing process can improve your loan approval chances and help you get affordable loan terms.  Loans are an efficient way to secure funding without depleting your savings or liquidating your investments. However, if you’re finding it difficult to …

Highlights: Pune, India, 29th August 2022: India’s largest consumer lending fintech, EarlySalary, has closed its series D funding round of $110 million led by TPG’s The Rise Fund and Norwest Venture Partners. Existing investor Piramal Capital & Housing Finance Limited also participated in the round. This is EarlySalary’s largest fundraise to date, following the company’s …

Highlight Section: All you need to know about Salary Advance Loans: Eligibility, Documentation, processing, and why you should get one! Financial planning should be done prudently. It is necessary to set aside some contingency funds for unforeseen situations. In several households, nearly 20% of the monthly salary is saved for this very purpose. Nevertheless, regardless …

Highlight: MFs, PPFs, and fixed deposits are investment options that are good for long-term financial goals, short-term goals, and tax savings. There are a few aspects that go into investment planning that determine how much money you may make, how safe your investments will be, and what rewards you will receive. To begin, think about …

Highlight: Using your EPF savings judiciously for further investment can help you finance your post-retirement life without falling short in any aspect. Wise saving and investment are the first steps towards financial security and there are numerous options you can rely on to ensure this. One such scheme is the Employee’s Provident Fund, commonly known as …

Highlight: Choosing the right saving schemes in India can help you reach your financial goals in a lot less time and help you grow your savings exponentially. ‘Do not splurge your money. Invest judiciously’ This is that one piece of advice that you will start getting the moment you hit twenty-five. The problem is that …

Highlight: Learn what income tax is, how it works, and how to save money on income tax in India. What is the income tax on my paycheck? Income tax is a percentage of an individual’s or business’s earnings that is paid to the government in order for it to run the country smoothly, fund infrastructure …

Highlight: A Salary advance can be a better option when considering a short-term loan for emergency purposes instead of swiping a credit card, which in comparison is expensive. Meeting with an unexpected event or emergency can be frustrating when you are out of savings or you did not plan your finances in advance. However, sometimes …