Finance Blogs

The first salary feels like freedom. New phone, weekend plans, better clothes, maybe even a bigger house. But somewhere between your 20s and 30s, that excitement quietly turns into questions like, ‘Why don’t I have enough savings?’  This is how finance mistakes 20s 30s sneak in subtle, common and rarely talked about. Many young adults use their first salary on lifestyle purchases instead of savings, without realising how deeply …

India’s workplace rules are getting a long-awaited upgrade. With the new labour codes India 2025, the way your salary is structured, how much you save for retirement and even how banks judge your loan eligibility could change.  Sounds complex? Don’t worry. Let’s break it down in simple terms and understand what it really means for your monthly pay, benefits and borrowing power.  What are the New Labour Codes All …

Understanding net profit is essential for anyone managing money or running a business. Whether you are checking financial health, planning for growth, or reviewing performance, knowing what net profit and net income mean can help you make smarter decisions. In simple terms, net profit is the money left after a business pays all its expenses. …

We often hear the terms HNI and Ultra HNI in financial reports, wealth management discussions and investment advisories. These categories help financial institutions identify clients who need specialised services due to their high wealth levels. Understanding the high net worth individual helps clarify how individuals are classified based on their financial strength and investing capacity. …

As the year draws to a close, it’s the perfect time for salaried employees to review their finances and ensure they are on track to meet their goals. Year-end financial planning helps you reflect on your earnings, expenses and savings so you can start the next financial year with clarity and confidence. From reviewing your …

Apple’s iPhone 17 has arrived in India and the excitement is real! With its futuristic design, powerful performance, and stunning cameras, it’s easily the most awaited smartphone of the year. But with premium tech comes a premium price tag, which makes buying the iPhone 17 on EMI a smart option.  Here’s your complete guide to …

Diwali, the Festival of Lights, is one of the most awaited celebrations in India. If you’re looking for everything about Diwali 2025, from dates and holidays to muhurat times and rituals, you’re in the right place. Here, you can also know how Fibe Personal Loan can make your festival stress-free and joyful. Diwali 2025 Dates, …

When borrowers default on loans, the consequences extend far beyond balance sheets: weakening banks, unsettling credit markets, and slowing the economy’s growth engine. To address the issues of financial disputes related to Non-Performing Assets (NPAs) , India established the Debt Recovery Tribunals (DRTs) in 1993. This blog explains the Debt Recovery Tribunal (DRT) in India, …

This year, Navratri will be celebrated from September 22 (Monday) to October 1 (Wednesday), with Vijayadashami / Dussehra on October 2, 2025 (Thursday). Some regional panchangs may differ slightly due to lunar timings. Read on to understand what this season is all about.  What is Navratri?  Navratri, meaning ‘9 nights,’ is one of India’s most …

Gifting has always been at the heart of Indian culture — from Diwali and Raksha Bandhan to weddings and birthdays. But finding the perfect present isn’t always easy. That’s why online gift cards and digital gift vouchers are becoming India’s go-to choice: they’re instant, versatile, and loved by everyone. With Fibe, you don’t just buy …