The Vibe Journal: Finance Blogs

Mutual funds are one of the most effective and straightforward ways to build wealth. However, choosing between a Systematic Investment Plan (SIP) and a Lumpsum Investment is a significant decision that buyers often have to make. Both investing techniques offer the same mutual fund plans, but their approach, risk and timing differ. Learn the difference …

Recurring Deposits (RDs) are a simple and safe way to save money regularly. They’re great for people who don’t want to take risks with their savings. You just deposit a fixed amount every month for a set period and earn interest on it.  Read on to understand it in detail and know how Post Office …

Many individuals prefer Recurring Deposits (RDs) as they seek reliable and regular returns on their savings every month. Fixed income gives the same returns every time, which makes it a popular investment for people from all kinds of professions. However, while they help grow your money over time, it’s equally important to understand the RD …

Recurring deposits (RDs) have been a trusted choice for people looking to save regularly and safely. For students, workers, or anyone looking to save money systematically, recurring deposits offer a structured way to save while earning returns. One should know how does recurring deposit work into your financial goals before deciding to open one. So, …

SIPs (Systematic Investment Plans) and RDs (Recurring Deposits) are two popular ways through which people in India save a fixed amount of money every month. They’re simple, help build a habit of saving and are great for anyone who wants to grow their money slowly and steadily.   Although they may appear similar, SIPs and RDs …

Every time you make a payment, you enter a numeric code on your UPI app. That code is your UPI PIN number. It’s the key to keeping your digital payments secure. It acts like a password every time you send money through a UPI app.  Whether you’re figuring out how to set UPI PIN for …

UPI has changed the way we pay, offering faster checkouts, zero cash and no cards. But behind the ease, a new set of risks has emerged. From phishing messages to fake QR codes, UPI scams are evolving fast. And they don’t just target the unaware. Even frequent users fall for these traps. With rising UPI …

Unified Payments Interface (UPI) has made daily money transfers simple and instant. You can pay bills, send money or shop online in seconds. It’s simple, fast and accepted almost everywhere.  But many users still wonder about the UPI payment limit and hidden charges. Can you send ₹1 lakh at once? Are there extra fees after …

Unified Payments Interface (UPI) has made everyday payments fast and effortless. Whether it’s paying friends, splitting bills or shopping online, digital transactions are now the norm. But with all this ease, a common question surfaces: Is there any tax on UPI transaction?  Read on to clarify this common doubt.  No. There is no GST on …

UPI makes sending money super easy. But what if your bank account balance is low? You don’t need to dip into your savings. That’s where the credit line on UPI helps. It’s a new feature backed by the RBI.  It lets you borrow small amounts instantly through your UPI app and pay merchants without touching …