Don’t have a salary slip? You can still get a personal loan. Freelancers, self-employed individuals, or those earning through rent or investments can apply using alternate income proofs. Lenders accept documents like bank statements, ITRs, or investment records to assess your repayment capacity. With Fibe, get an instant personal loan without a salary slip—enjoy fast approvals, minimal documentation and flexible …
For a self-employed individual, getting personal loans from banking institutions can be difficult because banks need proof of reliable cash flow, a comprehensive business plan, and thriving business infrastructure. The lack of access to funds may cripple your plans to grow your business. However, it is not the case with the Fibe personal loan app; …
Public transport is advantageous in many ways – from costs to efficiency, but having a personal vehicle has a whole other level of appeal altogether. It gives you a sense of freedom and space. Further, two-wheelers have greater appeal over cars. It makes your commute easier and is cheaper for long-term use by individuals or …
Getting a personal loan using your Aadhaar card for KYC has become easier with digital lending. Aadhaar can help lenders verify your identity digitally and reduce the need for physical paperwork during the application process. However, an Aadhaar card by itself does not guarantee a personal loan. Lenders also assess factors such as your income, employment profile, …
The raging pandemic has led to economic uncertainty, and these uncertainties may occur any time without prior information. During these times banks, NBFCs, and other lenders tighten their lending norms due to the situation. With several lay-offs and pay cuts, there is a constant worry amongst lenders that their NPAs – the non-performing assets – …
A Personal Loan EMI calculator is a digital tool that helps you compute your monthly instalments instantly. This personal loan calculation method is a lifesaver as it lets you compare various loan offers with ease before you apply for a personal loan. In fact, it simplifies loan planning and helps you make smart financial decisions. …
Financial literacy is a fundamental life skill that has a direct impact on your well-being. Knowing the importance of financial literacy and taking proactive steps towards it can be beneficial. This helps today’s youth take better control over their finances, enabling them to overcome financial challenges. When they’re financially literate, they understand how to allocate …
