The Vibe Journal: Finance Blogs

A mobile phone loan allows you to buy the latest smartphone in the market with ease. Not only have these devices become ubiquitous across the country, but each new launch also brings better features and upgrades. Today, you can get a mobile costing anywhere between ₹1,500 to ₹1.5 lakhs.  The higher-end devices from reputed brands …

Well, yes. An instant personal loan without documentations is indeed possible. In fact, with the help of advanced technology and eKYC facility, you can get a personal loan without documents in a matter of minutes.  From a medical bill to sudden plans for traveling or renovation of your house, an emergency loan helps you in numerous ways. However, before availing it, knowing the truth behind such …

If your personal loan EMI is not paid on time, here’s what happens: a late fee (usually 1–2% of the EMI) and penal interest kick in right away, your credit score can drop by 50–70 points and the missed payment gets reported to credit bureaus within about 30 days. A single EMI overdue by even …

Financial well-being is a topic that has already been buzzing in the minds of most corporate stakeholders on the planet. The term ’financial wellness’ has grown extremely popular. Although, there’s a persistent issue that, despite being demonstrated to be beneficial to both businesses and employees, it is difficult to describe and implement. So, how do …

Table of contents: Understand your salary What instant loan amount can I get? How can I check my eligibility for an instant loan? Other factors impacting loan on salary eligibility Coming to the point: Use the Fibe Personal Loan EMI Calculator FAQs about loan based on salary Want to get an instant loan and wondering, ‘How …

Not many are aware that there is a difference between a CIBIL score and a credit score. The former is a type of credit score, whereas a credit score is a measure of your creditworthiness. It is based on your past repayment behaviour and financial standing.  While there are four main credit reporting agencies authorised …

Jobs, offices, and businesses are opening around the world after a year and a half. With the pandemic (hopefully) fading into the background, companies are starting to operate working from offices and resume hiring with 100% capacity. However, the effects of the pandemic involved a substantial hit on not just the medical vulnerability of the …

With the best books for human resource management, you get the roadmap to the journey of financial wellness.  Receiving financial guidance as employee benefits is more important than ever for employees seeking to improve their financial well-being and achieve short- and long-term financial objectives. Financial wellness is a term that refers to a person’s overall …