The Vibe Journal: Finance Blogs

A Financial Wellness Program usually expands from standard employee benefits and goes past retirement arranging and contributing data. A balanced one will promote, for employees, everything from precise understanding and appropriate use of money to the point of building not just a stable, but symbiotic relationship with money.  This is a perspective many evolving corporates …

The personal loan preclosure charges are among the charges you will likely pay when repaying your loan. However, it is a conditional charge, levied only if you decide to prepay your loan.   That said, most borrowers availing these unsecured forms of credit may be unaware of the charges they have to incur during the prepayment …

Ever wondered why some women are better than the others at handling finances? Is managing money in a better way rooted in genes? Are some just more intelligent or more qualified? A bit of both perhaps. A 2017 Fidelity study shows that women save a larger proportion of their income than men. Another study built …

It’s undeniable that getting your own vehicle brings a sense of freedom, and the first vehicle one generally owns is a two-wheeler. The experience of driving a two-wheeler is liberating, and in addition to being cost-effective, a two-wheeler is the perfect means of transport for everyone. If you have been thinking of shelving away your dreams of …

When it comes to any kind of contingent expenses or unforeseen expenditure, a personal loan is like a quick fix solution – be it for a marriage, home renovation, or an unexpected ailment.  A medical emergency in the family though, it can take a toll on you not just on the physical front but also …

Millennials rate experiences above all else. The world may have inclined towards materialistic possessions thus far, but for this demographic, all that is trumped by the real experiences that stay forever. After all, those are the moments to be lived for.  Experiences are what makes someone who they are. Nothing can be taken into the …

Personal loans are ideal for both aspirations and pressing financial needs. Called an unsecured loan, this type of credit is extremely popular, making up 28% of all bank credit in India. Unsurprisingly then, there’s no shortage of lenders seeking to meet this market demand. Some even give you instant approval after applying, and you can …

Financial literacy enables you to make better financial decisions and avoid fraud. In today’s world, knowing about money management, income, savings, and investment is crucial.  This knowledge arms you with the right financial information and the ability to know, monitor, and enhance your financial resources. By leveraging your finances, you can boost your life today …

Have you ever considered: How many employees are living salary to salary or paycheck to paycheck? The relationship between productivity and financial wellness? How many employees have their retirement savings exhausted before actual retirement? How many employees, both men, and women, actually agree that their compensation is keeping up with their cost of living? Most …

Debt consolidation relates to the process of taking out a new loan to pay off other debts, generally unsecured ones.  Manifold debts are merged into a single one in which the payoff terms are favorable to you. A debt consolidation loan is that unsecured personal loan which is taken to combine all other debts into …