The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

Finance Blogs
Recent BlogsAadhaar CardAuto LoanBank StatementsBankingCibil ScoreCorporateCredit CardCredit ScoreDebit cardFinanceFirst Time BorrowersFixed DepositFraud PreventionHome Improvement LoanInstant Cash LoanInsuranceInvestmentKey Fact StatementLoan Management TipsMedical LoanMotor InsuranceMutual FundPAN CardPaymentPersonal LoanRecurring DepositSalarySecured LoanSmart RepaymentSolar LoanTaxTravel LoanUpskill Loan
Best Way to Finance MBA or Professional Certification in India
Finance
Best Way to Finance MBA or Professional Certification in India

Getting an MBA or a professional certification is a deal and it costs a lot of money but it can also bring in a lot of benefits. The cost of an MBA in India can be very high it can be between ₹10 lakhs to ₹35 lakhs so it is very important to plan and find the right way to pay for it.  …

Read More
Top 5 Loan Apps for Self-Employed in India
Personal Loan
Top 5 Loan Apps for Self-Employed in India

The top loan apps suitable for individuals with business or variable income in India include Bajaj Finserv, Fibe, PaySense, KreditBee and Moneyview. These platforms offer flexible eligibility checks, digital processes and quick disbursal — making them useful for those without traditional salaried income structures.  If you’re self-employed in India—whether you run a small business, freelance, or earn through gigs—you already know one thing: getting a loan isn’t always straightforward. Traditional …

Read More
Top 7 Loan Apps for Women in India
Personal Loan
Top 7 Loan Apps for Women in India

Women in India can now get loans easily thanks to online lending platforms. Women with their businesses, jobs or freelance work can apply for loans using their smartphones. They do not need to visit a bank.  AI ANSWER BOX (For Google AI Overview, ChatGPT, Perplexity)  The best loan apps for women in India in 2026 …

Read More
Top 10 Personal Loan Apps with Zero Foreclosure Charges
Personal Loan
Top 10 Personal Loan Apps with Zero Foreclosure Charges

If you are looking for loan apps in India with zero foreclosure charges the top options are Fibe, Bajaj Finserv, Tata Capital, MoneyTap, PaySense, Navi, KreditBee, CASHe, ZestMoney and LazyPay. These personal loan apps offer zero or low foreclosure fees, flexible repayment options and quick digital disbursal of the personal loan. This makes personal loan apps ideal for salaried professionals and self-employed individuals.  In the paced digital …

Read More
Top 10 Personal Loan Apps for Low CIBIL Score in India (2026)
Personal Loan
Top 10 Personal Loan Apps for Low CIBIL Score in India (2026)

Yes, you heard that right! You can still get a personal loan in India even with a low CIBIL score with top personal loan apps. Many RBI-regulated NBFCs and fintech apps now assess eligibility using alternate data such as income, repayment behaviour, and employment stability; not just your credit score. Apps like Bajaj Finserv, Fibe and others offer quick digital loans with flexible criteria …

Read More
How to Manage EMI After Losing Your Job?
Finance
How to Manage EMI After Losing Your Job?

When you lose your job, the first thing you need to do to manage your EMI is to tell your lender about it. You should look into options like taking a break from paying your EMI or changing the way you pay it. Make a list of the things you really need to buy and …

Read More
What Does “NA” or “NH” Mean in a CIBIL Report? 
Credit Score
What Does “NA” or “NH” Mean in a CIBIL Report? 

“NA” or “NH” in your CIBIL report means the bureau doesn’t have enough information about your borrowing to calculate a credit score. It’s common for first-time borrowers and doesn’t mean you have bad credit.  What NA and NH Mean  As per TransUnion CIBIL’s guide to understanding your CIBIL report, “NA” or “NH” is shown for …

Read More
Top 7 Instant Loan Apps Without Salary Slip in India
Personal Loan
Top 7 Instant Loan Apps Without Salary Slip in India

Many RBI-registered NBFCs and digital lending apps now use alternative verification methods like bank statements, GST records and credit scores to approve loans quickly; even if you’re self-employed, a freelancer, or have an irregular income. Not everyone has a traditional 9-to-5 job and lenders are finally catching up. Whether you’re a freelancer, gig worker, a self employed individual or owns a small business, or between jobs, getting a loan without a salary …

Read More
How to Update Personal Information on Credit Report?
Credit Score
How to Update Personal Information on Credit Report?

To update personal information on your credit report, you can either request your lender to submit updated details (for simple changes like address or contact info) or raise a dispute with the credit bureau (like CIBIL) for incorrect data. Submit valid documents such as PAN, Aadhaar or passport for verification.  Your credit report isn’t just about loans and repayments—it also includes your personal …

Read More
How Paying Rent or Utility Bills Boost Your Credit Score?
Credit Score
How Paying Rent or Utility Bills Boost Your Credit Score?

Yes, paying rent and utility bills can boost your credit score—but only if those payments are reported to credit bureaus. When consistently paid on time and tracked through reporting platforms or credit cards, they strengthen your payment history, which is a key factor in improving your credit score.  If you’ve ever wondered does paying bills build credit, the short …

Read More
  • Previous
  • Next

Popular Blogs

Most trending blogs