The Vibe Journal: Finance Blogs

Applying for your first loan often brings a mix of excitement and uncertainty. Whether it’s funding a milestone or managing an urgent need, questions around eligibility, EMIs and long-term impact can feel overwhelming. Well, you’re not alone. Millions of Indians enter the credit ecosystem each year, often without a clear roadmap.   At the same time, India’s lending landscape has rapidly evolved, …

This guide compares the top personal loan apps in India for international travel, covering the ₹2 lakh to ₹10 lakh range. You will find a lender-by-lender breakdown with real interest rate comparisons, an actual borrower example with EMI numbers, honest user reviews from Google Play and the App Store, and a clear framework for choosing between bank apps …

Fibe, HDFC Bank, KreditBee and more, let’s explore some of the top personal loan apps for salaried professionals in India, covering real user ratings, interest rates, loan limits and who each app actually works for. Whether you have a 750 CIBIL score or a thin credit file, you’ll find the right match here in under 5 minutes of reading.  Let’s be honest, walking …

This article covers the top 10 marriage loan apps in India for 2025, with verified interest rates, processing fees and eligibility details for each app. Whether you are planning a small ceremony or a large multi-day celebration, it takes about 5 minutes to identify the right app and rate for your budget.  Weddings in India are considered as a serious business …

This article covers the top instant loan apps in India that approve personal loans even after a rejection from another lender – complete with Play Store ratings, user reviews and sourced data for each app. You will also find practical steps to improve your approval chances before applying again.  Getting a loan rejected can feel disappointing, but …

 This article explains what IDV (Insured Declared Value) means in motor insurance, how it is calculated using IRDAI’s depreciation schedule and why choosing the right IDV affects both your annual premium and your claim payout. Covers cars and two-wheelers. Takes about 5 minutes to read.  IDV – Insured Declared Value – is the number that …

This article covers how to transfer car insurance to a new owner in India – who initiates the process, which documents are required and the 14-day deadline you cannot afford to miss. Whether you are buying or selling a used car, this guide walks you through every step.  Buying or selling a used car in India? The RC (Registration …

Checking your bike insurance status online takes under 2 minutes using three official portals – VAHAN, IIB and your insurer’s own website. You only need your vehicle’s registration number or policy number. This guide walks through every method step by step, tells you what to do if your policy has lapsed and covers the most …

Motor insurance covers financial losses when your vehicle meets with an accident, gets stolen or causes harm to a third party. In India, third-party motor insurance is compulsory under the Motor Vehicles Act, 1988. Whether you want to understand what is covered, compare motor insurance plans or renew your policy online, this guide covers everything …

If your 600 Credit Score is preventing you from getting better loan offers, many borrowers often wonder how to increase CIBIL score from 600 to 750 and qualify for better credit opportunities. The good news is that improving it to a range closer to 750 is definitely within your reach. The key to improving your credit score …