The Vibe Journal: Finance Blogs

Keeping track of your Central Bank of India account balance shouldn’t feel like a task. Whether you’re at home, at work or on the go, there are multiple quick and easy ways to check your balance in just a few seconds – no branch visit needed. This guide walks you through all of them, including …

Keeping track of your bank balance is essential for managing your finances. Axis Bank offers several convenient ways to check your balance, including a dedicated balance enquiry number. With just a missed call or an SMS, you can get instant updates on your account balance without visiting a branch or ATM.  Read on to know …

The IDBI Bank balance check number is one of the easiest options to get your account balance. Apart from this, IDBI Bank offers alternative ways to track your balance:  You can run an IDBI Bank account balance check instantly using any of these options above. Remember, you must register your mobile number to enjoy these …

Making a part payment of a personal loan or choosing any of the other prepayment options offers many benefits. It reduces your interest burden and makes you credit-free early. You can choose the right option to increase your savings by understanding how they differ.  Read on to learn the difference between these loan repayment methods. …

Keeping tabs on your Union Bank account balance is simpler than you think. Whether you prefer a quick missed call, an SMS or checking online, there are multiple ways to get your balance in seconds. You don’t even need to visit a branch. Just make sure your mobile number is registered with the bank and …

EMI stands for Equated Monthly Instalment, which is the fixed money amount borrowers pay to repay a loan over a chosen repayment tenure. An EMI includes both the principal amount and the interest charged by the lender.  EMIs are commonly used for:  The EMI amount depends on factors such as:  Understanding how EMI works can help you:  In this guide, we’ll explain the meaning of EMI, how it works, …

The full form of IMPS in banking is Immediate Payment Service. This fund transfer facility gives you real time updates on your online payments, including bills, fees, tickets, merchants and more. Knowing what is IMPS is important for transferring funds easily as you can use this facility for urgent needs.  However, there are limits, charges and …

Under the Negotiable Instruments Act of 1881, cheque bounce is categorised as an offensive act. If your cheque bounces for any reason, you must face consequences such as monetary penalties, imprisonment or both. It can also impact your credibility and lead to other such negative effects.   Read on to learn about the meaning of cheque …

The option to block your ATM card is one of the ideal options to ensure better protection of your funds. You can rely on this option if:  When you realise your card is not at risk after you block it, you can easily unblock it. This gives you complete access to the funds and ensures …

Wondering what an Issuer Identification Number or IIN is? Well, it’s an important component of payment cards, like credit and debit cards. The number helps identify the card issuer and your card’s processing network. Apart from this, you get to enjoy several other benefits, making this an important part of your payment card. Here’s a …