The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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Tax Benefits of NPS: All You Need to Know Before Choosing It
Tax
Tax Benefits of NPS: All You Need to Know Before Choosing It

Along with the tax benefits of NPS, there are multiple reasons to subscribe to this government-backed savings scheme for your future. Ever since its introduction, retirement planning has become simplified for Indians. Now, instead of just relying on savings for old age, you can grow money to enjoy a comfortable retirement life.  This way, you …

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Credit Card Transaction Reversal: 3 Ways You Need to Know 
Credit Card
Credit Card Transaction Reversal: 3 Ways You Need to Know 

This guide explains credit card payment reversal, how it differs from a refund and a chargeback, and the 3 practical ways to reverse a wrong or unauthorised credit card transaction in India. It also covers reversal timelines, chargeback windows and how to track your request status.  Credit card payment reversal gets your money credited back when a transaction goes wrong – an unauthorised charge, …

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An Informative Guide on Video KYC: Meaning, benefits and steps
Banking
An Informative Guide on Video KYC: Meaning, benefits and steps

Advancements in the financial sector have brought with them numerous perks. From applying for a personal loan to completing the verification via video KYC, everything is possible online. This contactless facility lets you complete the verification formalities without submitting any physical paperwork or the need to travel to the lender’s office. Read on to learn …

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Recording Prepaid Expenses: Everything you need to know
Finance
Recording Prepaid Expenses: Everything you need to know

Prepaid expenses play a crucial role in ensuring accurate financial reporting and planning. These represent payments made in advance for goods or services that will be received in the future. Understanding these expenses involves recognising their impact on both balance sheets and income statements.  These allow businesses to enhance their financial transparency and strategic decision-making …

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LED Television Prices & EMI Options: Finance Your Purchase Easily
Personal Loan
LED Television Prices & EMI Options: Finance Your Purchase Easily

Before knowing an LED television’s price, you must compare its system specifications with other models. This allows you to select the right model that meets your requirements. When buying a smart television, you must check its features and processing power.  In addition, knowing its connectivity options, display type, display quality and resolution is also important …

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What are Tax Rebates: Everything you need to know
Tax
What are Tax Rebates: Everything you need to know

The Government of India allows you to avail rebate of tax to encourage savings and investment, especially if you belong to the middle-income group. It refers to a refund that you can get if you have paid more income tax than that you owe.  Understanding these rebates is crucial as they can help you reduce …

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Affordable Mini Laptops with Prices and Easy EMI Options
Personal Loan
Affordable Mini Laptops with Prices and Easy EMI Options

Review features of mini laptops with prices if you are looking for a powerful yet portable companion. These compact devices offer all the functionality of a traditional laptop in a size that’s perfect for students, business travellers, or anyone who needs to stay productive on the go.  When buying this product, you can choose from …

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Lenovo Laptops and Prices You Need to Know in 2024
Personal Loan
Lenovo Laptops and Prices You Need to Know in 2024

Knowing the system specifications of the top Lenovo laptops and prices can help you choose the best model. This is because Lenovo offers a range of laptop devices that have variable processing power. For example, a Chromebook or ThinkPad may be ideal for studies and work but Legion is better for gaming.  With the latest …

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Know About Advance Tax: Calculation and Due Dates
Tax
Know About Advance Tax: Calculation and Due Dates

Advance income tax, also known as ‘pay as you earn’, is when you pay your tax liabilities in the same year. However, you don’t pay in lump sum but rather in instalments. You can easily pay the tax online through the official website of the Income Tax Department. Additionally, there are certain terms and conditions …

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How to Finance a Mobile Phone in India
Personal Loan
How to Finance a Mobile Phone in India

Looking for the most popular phone in India? With new models dropping every other week, it can get confusing. Some come packed with features, others offer great value for the price. But at the end of the day, it’s not just about specs, it’s about finding the one that fits your needs and your budget. …

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