The Vibe Journal: Finance Blogs

Choosing payment gateway vs payment processor options depends on your business size and payment options to the customers. In this digital day and age, you can easily choose from cash, cheque, credit card, debit card or bank transaction options. This allows you to make secure payments with the method you are comfortable with. Since digital …

By getting a personal loan for making a home loan deposit, you can book your dream house even if you have budget restrictions. When you plan on buying property, it is a big commitment that brings in other expenses. In such cases, using your entire savings just to make the initial down payment can be …

The spine surgery cost in India starts from ₹1.4 lakhs, going up to ₹5 lakhs, depending on your diagnosis. This can be for a variety of ailments, including the following: In addition, the cost of surgery, patient care and medicare can add to your financial burden. In some cases, you may require urgent additional funds …

Air Conditioners (ACs) are essential to stay comfortable during hot weather. Whether shopping online or offline, looking at the AC price list is the first step for many buyers. While reviewing the cost of an electronic item is crucial, comparing their features and efficiency is also necessary to get your money’s worth.  To choose an …

Ever wondered what’s an IFSC code? Well, it’s a special code used to identify a bank branch. Every bank branch has its own unique IFSC code. When you send money online, you need this code along with the person’s account number, name and bank branch. It helps make sure your money goes to the right …

Credit card churning is a strategy using which people aim to maximise rewards and bonuses offered by card providers. Issuers always aim to provide maximum benefits to their customers; this includes rewards, cashback, offers, discounts and more. One such benefit is the welcome reward points.  Some people redeem their welcome benefits, rewards as well as …

Along with the tax benefits of NPS, there are multiple reasons to subscribe to this government-backed savings scheme for your future. Ever since its introduction, retirement planning has become simplified for Indians. Now, instead of just relying on savings for old age, you can grow money to enjoy a comfortable retirement life.  This way, you …

Reversal of credit card transactions is a lesser-known but effective method to save yourself from losing money due to unauthorised transactions. Assume you were making a payment with your credit card, but you used incorrect details. If it is to an unknown person or a merchant, you can lose money.  However, you can contact your …

Advancements in the financial sector have brought with them numerous perks. From applying for a personal loan to completing the verification via video KYC, everything is possible online. This contactless facility lets you complete the verification formalities without submitting any physical paperwork or the need to travel to the lender’s office. Read on to learn …

Prepaid expenses play a crucial role in ensuring accurate financial reporting and planning. These represent payments made in advance for goods or services that will be received in the future. Understanding these expenses involves recognising their impact on both balance sheets and income statements.  These allow businesses to enhance their financial transparency and strategic decision-making …