The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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ID Proof & Address Proof Documents: Complete List for India (2026) 
Banking
ID Proof & Address Proof Documents: Complete List for India (2026) 

An identity proof will prove who you are while an address proof document will prove where you stay. In India, commonly accepted ID proofs & address proofs include an Aadhaar card, passport, driving license and voter ID card among others. In case you need to apply for KYC, open a bank account, join an organization, obtain a loan or SIM …

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Beginner’s Guide to Open a Salary Account: Why is It Important?
Banking
Beginner’s Guide to Open a Salary Account: Why is It Important?

Once you start a career as a professional, you will need a salary account to get your earnings credited each month. This is your first step toward financial independence, and understanding the various salary account benefits will help you plan your finances better. Opening this account takes just a few minutes and requires some documents. …

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Tax Deductions on FDs: What You Need To Know Before Investing?
Tax
Tax Deductions on FDs: What You Need To Know Before Investing?

Understanding the TDS on the interest of fixed deposits is an important aspect of calculating your total earned interest. It also directly impacts your total earnings, which is important when you are investing.  Here is everything you should know about TDS on fixed deposit interest and how much fixed deposit interest is tax-free to plan …

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Best Low-Investment Small Business Ideas in India to Consider Right Now
Investment
Best Low-Investment Small Business Ideas in India to Consider Right Now

Do you aspire to start a business? In most cases, financing is one of the major hurdles in achieving entrepreneurial dreams. But you don’t need to factor in a hefty investment. If you want to start a business with a low budget, you can find many options, from affiliate marketing to investing in a boutique. …

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Easy Guide to Compound Interest: Definition, Examples and Applications
Finance
Easy Guide to Compound Interest: Definition, Examples and Applications

You will come across the term compound interest in various financial facets and investments. Starting from savings accounts to loans and fixed deposits, it is a common term. With it, your money can grow much faster and you can build wealth quickly.  Similarly, when your loan interest compounds, your outstanding debt can quickly become larger. …

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Fixed Deposits Explained: A Simple Guide for Beginners
Fixed Deposit
Fixed Deposits Explained: A Simple Guide for Beginners

A fixed deposit (FD) is one of the most popular options in Indian households as it is secure and has the lowest risk. If you have extra funds available or wish to grow your savings without any risk, this is an ideal choice.  Funds readily available are easily used. Unless you have placed them in …

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How to Fill Cheque Correctly: Step-by-Step Guide
Banking
How to Fill Cheque Correctly: Step-by-Step Guide

Knowing how to fill the cheque correctly ensures your payments go through without issues and keeps your transactions secure. Following the proper steps in your cheque-facilitated transactions prevents errors that could lead to delays or rejections.   To understand what correctly filling out a cheque entails, read on.   What is a Cheque?  A cheque is a …

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Complete Guide to Cheque Books: What You Must Know
Banking
Complete Guide to Cheque Books: What You Must Know

Wondering how to define a chequebook? A chequebook is a collection of cheque leaf lets that is used to make fund transfers. It is a reliable tool for your payment needs and helps you track and manage your finances.  Despite the growth of digital payments, cheques offer physical proof of transactions, providing you with control …

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Know How To Bring Interior Design Ideas To Life With Personal Loans
Personal Loan
Know How To Bring Interior Design Ideas To Life With Personal Loans

Changing the interior design of your house or maintaining your property can be a big expense. With everyday expenses, saving money for home improvement can take a long time. In this case, a personal loan for interior decoration can help you upgrade your home décor and make it as luxurious as you like without delay.  …

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Get The Best Goa Tour Packages on a Budget
Travel Loan
Get The Best Goa Tour Packages on a Budget

Are you comparing Goa tour packages for your next retreat? No matter whether you’re going with friends or family, planning it the way you want can be a bit heavy on your pocket. Without advance ticket bookings, the travel options to reach this party hotspot can also weigh your finances down.  However, you can still plan …

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