The Vibe Journal: Finance Blogs

If you’re investing in mutual funds, one of the most common questions you might have is — how quickly can I get my money back when I need it? That’s exactly what liquidity in mutual funds is all about. Liquidity tells you how easily and quickly your investment can be converted into cash without losing …

When you invest in any capital asset, you can earn either short-term capital gains or long-term capital gains. Depending on your holding period, your income is classified into one of these two types. Based on this classification, tax rules differ.  To better estimate your returns and manage your taxes, learn about both types of capital …

Are you looking for an investment option that is secure, like a fixed deposit but gives better returns? Then mutual funds with a fixed maturity plan are something you should consider. They are a type of debt investment that comes with a lock-in period.  Thus, once you’ve invested, your funds are secure for the decided …

Knowing the policies related to taxation on mutual funds can help you calculate your total returns and even choose the right scheme. With a cohesive understanding of this topic, you can maximise your gains and invest according to your financial goals.  What is Taxation on Mutual Funds? When investing in mutual funds, you earn dividends …

Mutual funds in India come in many types, each offering different benefits—like earning returns, getting dividends, saving on taxes, or reducing risk. To find the right one for you, it’s important to understand what each type offers. This helps you build a balanced portfolio based on your age, goals, and where you are in life.  …

If you’ve been thinking about how to start investing in mutual funds online in India, the good news is — it’s easier than ever. Whether you’re saving for the future, building wealth, or just starting your financial journey, mutual funds offer a convenient and flexible way to grow your money.  You don’t need deep stock …

If you’re wondering ‘what is compounding in mutual fund and how can it help me grow wealth faster?’, you’re in the right place. Many investors know mutual funds can generate returns, but not everyone realises that compounding can make those returns multiply over time.   Simply put, compounding in mutual funds means your money earns returns, …

Net banking or the electronic banking system is an excellent way to complete your bank-related activities from the comfort of your home. With e-banking, you can conduct a wide range of banking activities online. These include transferring funds, accessing account information, paying bills, and more, all from the comfort of your home – anytime and …

Fixed-income securities act as a steady companion to build your long-term wealth. You can use this investment option based on your future needs and financial goals. To make smart investment decisions, you must know the different types, pros, cons and more. Read on to learn all about fixed-income securities and build your long-term wealth. Fixed-income …

Nominee is a common term that you will come across while opening a new bank account. Understanding the meaning of nominee in banking is crucial. Whenever you open a bank account or apply for a fixed deposit, there’s a section to add your nominee’s name. Even though it is an optional step, having a nominee …