The Vibe Journal: Finance Blogs

Fixed deposits (FDs) are a safe and reliable way to grow your money with guaranteed returns and low risk.. Be it for your future goals, increasing savings or plan of retirement, FDs provide a reliable way to earn interest over a fixed period. Bandhan Bank is a trusted financial institution that offers a range of …

Bank of Baroda has been a trusted banking partner for millions of customers in India. Whether you need help with your bank account, online banking or loan details, the Bank of Baroda customer care number is available 24*7 to assist you. From general queries to urgent banking concerns, you can get support whenever you need …

Punjab National Bank (PNB) is one of India’s leading banks, committed to providing top-notch financial services. To make banking hassle-free, PNB offers 24/7 customer care support through toll-free numbers. Whether it’s checking your account balance, reporting a lost card or getting other account-related help, you can contact on PNB bank toll-free number in no time. …

This guide explains the LTA exemption limit, what travel expenses qualify and how the 4-year block year system works under Section 10(5) of the Income Tax Act. You’ll also find the exact claim rules, a worked example and answers to common LTA questions.  Leave Travel Allowance, or LTA, lets you claim tax exemption on domestic travel fares for yourself and your …

Ever needed to send money but were not sure which method to use? Whether sending money to a friend or managing business transactions, National Electronic Funds Transfer (NEFT) is a safe and reliable way to transfer money. It allows you to move funds between bank accounts across India with ease and high security.  But how …

Your registered mobile number is more than just a contact detail. It’s your access point to OTPs, transaction alerts and important banking updates. So, if you’ve switched to a new number, updating it quickly is a must. Missing alerts or OTPs is not an option when it comes to your money.  The good news? Mobile number change in bank account is simple and can …

A crossed cheque is a cheque marked with two parallel lines, usually on the top-left corner or across the face of the cheque. It cannot be cashed directly at the bank counter and must be deposited into a bank account. This makes cheque payments safer, more traceable and less prone to misuse.  Let’s say, if you issue a crossed cheque to …

Transferring money across borders has never been easier. Whether you need to support your family, pay tuition fees or cover international expenses, there are now multiple safe and convenient ways to send money internationally.  Read on to learn everything about what it is, what are the steps involved and how beneficial it is. What is …

Gone are the days when you had to travel long distances just to withdraw cash. Thanks to Micro ATMs, banking services are now more accessible, especially in rural and remote areas. These small, portable devices allow you to withdraw money, check your balance and even make transactions. You can do all of these without visiting …

Cash is still a preferred way to transact for many – whether it’s income from a business, money received as a gift or savings you’ve been setting aside over time. A cash deposit is simply the process of adding that physical currency to your bank account. Which then becomes available for withdrawals, transfers or everyday …