The Vibe Journal: Finance Blogs

Recurring Deposits (RDs) help you save a fixed amount every month while earning steady interest. It’s one of the safest options to grow your money gradually without taking on any risk. You can start an RD with many banks. Among those, the recurring deposit in Kotak Bank offers competitive rates, flexible tenures and easy digital …

A Recurring Deposit (RD) account is a simple and effortless savings method that requires you to invest a specific amount every month. It helps you earn interest on savings over a pre-determined tenure, depending on the current interest rates, usually higher than a regular savings account. This makes RDs a suitable choice for better financial …

If you want a stable and rewarding option to grow your savings through disciplined monthly deposits, understanding Canara Bank RD interest rates is a great way to start. These offer a reliable way to grow your wealth, whether saving for a future goal or simply looking for a disciplined investment option while earning assured returns. …

Recurring Deposits (RDs) are a great investment option to save money while earning some interest. As RD is a great investment option, you have the flexibility to invest for the short or long term as per your financial needs. You can deposit a fixed amount every month and over time, it adds up with interest, …

HDFC Bank offers RD accounts that help you save a fixed amount every month and earn interest on it. It’s a great option if you want to build a habit of regular savings with guaranteed returns. The HDFC RD interest rates depend on the deposit tenure and customer type, such as regular or senior citizens.  …

SBI, one of the largest banks in India, backs its schemes with decades of strong returns and consistent performance. It offers a diverse range of deposit schemes to support both long and short-term investment goals. One such option is the SBI Recurring Deposit. SBI RD rates depend on your age and the tenure you pick. …

Mutual funds are super popular in India right now and it’s easy to see why. With over 10 crore people investing and total assets crossing ₹67 lakh crore in early 2025, they’re no longer just for finance experts. But here’s something important to remember: investing is just the first step. If you’re not keeping an …

Scheduled banks are listed under the RBI Act. They have to meet financial norms. This makes scheduled banks more reliable. On the hand non-scheduled banks are not listed. They do not have to follow as rules.   Have you ever thought about what makes one bank better than another bank? Why are some banks called scheduled banks and others are called scheduled banks? This is …

Fixed Deposits (FDs) are one of the safest and most reliable investment choices for Indian savers. Whether building an emergency fund, planning retirement, or looking for secure growth, FDs offer peace of mind with fixed returns and minimal risk.  But here’s the thing: not all FDs are the same. Various fixed deposit types serve different …

A PAN card is a unique ID given by the Income Tax Department that helps track your financial activity in one place. You might have seen messages asking you to link your PAN with your bank account. This is required, as it basically connects your income, taxes and major transactions to a single record. So …