The Vibe Journal: Finance Blogs

Mutual funds in India come in many types, each offering different benefits—like earning returns, getting dividends, saving on taxes, or reducing risk. To find the right one for you, it’s important to understand what each type offers. This helps you build a balanced portfolio based on your age, goals, and where you are in life.  …

If you’re new to investing and wondering how do I invest in a mutual fund, you’re not alone. Mutual funds offer a simple way to grow your money, even without stock market experience. With the right plan and scheme, you can start easily. This guide will help you learn to invest in mutual funds step …

When it comes to investments, understanding the meaning of compounding can help you create wealth at a faster pace. Not many investors are aware that you can also benefit from the power of compounding in your mutual fund investments. Over time, compounding can increase your investment to a substantial amount.  Read on to learn more …

Net banking or the electronic banking system is an excellent way to complete your bank-related activities from the comfort of your home. With e-banking, you can conduct a wide range of banking activities online. These include transferring funds, accessing account information, paying bills, and more, all from the comfort of your home – anytime and …

Fixed-income securities act as a steady companion to build your long-term wealth. You can use this investment option based on your future needs and financial goals. To make smart investment decisions, you must know the different types, pros, cons and more. Read on to learn all about fixed-income securities and build your long-term wealth. Fixed-income …

Nominee is a common term that you will come across while opening a new bank account. Understanding the meaning of nominee in banking is crucial. Whenever you open a bank account or apply for a fixed deposit, there’s a section to add your nominee’s name. Even though it is an optional step, having a nominee …

Banks do allow you to stop cheque payments with a request under certain circumstances. Unlike other online payment methods, you have the option the cancel your request with a simple process. You may also have to pay a certain fee for this service.   This option is available in case you change your mind last minute …

Net asset value in mutual funds denotes the per-share value of any particular mutual fund scheme. Once you start your journey in the financial avenue, understanding mutual funds and NAV becomes essential. Knowing the meaning of NAV in mutual funds is critical as it shows how much earning potential you have by investing in it. …

The full form of AUM is Assets Under Management and it is very important to comprehend when investing in mutual funds. AUM refers to the all-inclusive asset value of the scheme offered by a financial institution or fund manager.  Whether you’re a novice or an experienced investor, knowing this facet is important to make a …

One of the greatest features of a fixed deposit is its flexibility. Based on your monetary goals, you can either book a short-term FD or go for a long-term FD. This versatility makes it a suitable option when you are aiming to diversify your portfolio with a low-risk investment.  A long-term FD will help build …