The Vibe Journal: Finance Blogs

Recurring deposits (RDs) are one of the safest ways to grow your money steadily. With small monthly instalments, you build savings without locking a big amount upfront. Federal Bank, through its Federal Savings Fund scheme, offers RDs with assured returns and flexible tenures of up to 10 years. The Federal Bank RD interest rates effective …

Gifting has always been at the heart of Indian culture — from Diwali and Raksha Bandhan to weddings and birthdays. But finding the perfect present isn’t always easy. That’s why online gift cards and digital gift vouchers are becoming India’s go-to choice: they’re instant, versatile, and loved by everyone. With Fibe, you don’t just buy …

Tax season is here and deadlines have shifted! For FY 2024-25 (AY 2025-26), the Central Board of Direct Taxes (CBDT) has extended the last date for filing Income Tax Return in India for individuals to 15 September 2025. If you miss this, you can still file a belated return under Section 139(4) until 31 December …

Switching to solar energy, like installing a rooftop solar system in India, is a smart move. It is not just sustainable; it’s also a solid financial investment. Like any investment, you want to know how much you will save. It’s also important to understand how long it will take before the system pays for itself.  …

If you’ve been following the GST news today, you know that yesterday’s 56th GST Council meeting headed by Finance Minister Nirmala Sitharaman proposed some of the most significant changes since GST’s launch. These Next Gen GST Reforms aim at making taxes easier to understand and provide families with some breathing room in their monthly budgets.  …

Switching to solar energy is not only an eco-friendly step but also a financially smart one. With rising electricity costs, the Indian government supports adoption through tax benefits and subsidies on solar loans.  Homeowners can avail a solar loan subsidy in India on rooftop panels, businesses get incentives like accelerated depreciation and tax deductions apply …

Solar energy has emerged as a reliable way to cut electricity bills in India, supported by the government’s subsidies and net metering policies promoted by the Ministry of New and Renewable Energy (MNRE). When exploring solar, you’ll immediately come across two main options: a grid-tied rooftop solar system and off-grid solar systems.  For beginners, this …

Solar energy is becoming an increasingly popular choice in India for homes, businesses and institutions due to rising electricity costs and frequent power cuts. While installing solar panels can be expensive upfront, many people now opt for solar on EMI, which lets them spread the cost through easy monthly instalments. To plan effectively, it’s important …

Thinking of installing solar panels but worried about the cost? A solar panel loan in India makes it easy by letting you pay in simple EMIs, just like a home or car loan. To get approved, you’ll need to meet certain eligibility criteria and submit a few basic documents.  Here, we’ll walk you through the …

Unified Payments Interface (UPI) has become one of the most popular methods for digital transactions in India, enabling users to send or receive money instantly using just a mobile phone.  But what if there’s no linked bank account? Can UPI still be used? Here, you will know how to create a UPI ID without a …