Planning for retirement often raises a significant question: how can you keep your savings safe while also earning decent returns? For many in India, especially those above 60, senior citizen fixed deposit schemes become a natural choice. These aren’t new, but their reliability and slightly better returns still make them popular. Let’s look at what …
This article explains how a loan against fixed deposit works, who is eligible, what documents are needed and how interest rates compare across banks, so you can decide whether to borrow against your FD or break it. A loan against fixed deposit lets you borrow up to 70 to 90% of your FD’s value from the same bank …
Missing a loan payment is stressful, and stories about recovery agents can make it worse. In India, loan recovery is governed by Reserve Bank of India (RBI) rules and by each lender’s own Fair Practices Code, and both set clear limits on what lenders and their agents can do. Here are five common myths about …
You don’t always need a big sum to start saving. With a recurring deposit (RD), you can set aside a fixed amount each month. Over time, it grows with guaranteed interest. IDBI Bank, one of India’s leading public sector banks makes this simple. Their RDs come with flexible tenures, assured returns and benefits for different …
For investors who prefer stability over risk, a recurring deposit (RD) is a simple way to build savings with assured returns. You invest a fixed amount every month and your money grows at a guaranteed interest rate. Bank of India offers RD schemes starting at just ₹500 per month, with flexible tenures from 6 months to 10 years. As of 2026, …
Saving regularly is one of the easiest ways to build wealth. Recurring deposits (RDs) let you do this with small monthly instalments while earning fixed returns. Union Bank of India offers RDs with multiple tenures, guaranteed interest and senior citizen benefits. The Union Bank RD interest rates 2025 align with FD slabs, ranging up to …
Recurring deposits (RDs) are one of the safest ways to grow your money steadily. With small monthly instalments, you build savings without locking a big amount upfront. Federal Bank, through its Federal Savings Fund scheme, offers RDs with assured returns and flexible tenures of up to 10 years. The Federal Bank RD interest rates effective …
Gifting has always been at the heart of Indian culture — from Diwali and Raksha Bandhan to weddings and birthdays. But finding the perfect present isn’t always easy. That’s why online gift cards and digital gift vouchers are becoming India’s go-to choice: they’re instant, versatile, and loved by everyone. With Fibe, you don’t just buy …
Tax season is here and deadlines have shifted! For FY 2024-25 (AY 2025-26), the Central Board of Direct Taxes (CBDT) has extended the last date for filing Income Tax Return in India for individuals to 15 September 2025. If you miss this, you can still file a belated return under Section 139(4) until 31 December …
Switching to solar energy, like installing a rooftop solar system in India, is a smart move. It is not just sustainable; it’s also a solid financial investment. Like any investment, you want to know how much you will save. It’s also important to understand how long it will take before the system pays for itself. …
