The Vibe Journal: Finance Blogs

Diwali, the Festival of Lights, is one of the most awaited celebrations in India. If you’re looking for everything about Diwali 2025, from dates and holidays to muhurat times and rituals, you’re in the right place. Here, you can also know how Fibe Personal Loan can make your festival stress-free and joyful. Diwali 2025 Dates, …

Imagine you’ve decided to explore solar energy, maybe to save on bills, reduce your reliance on the grid, or do your bit for the planet. But here’s something not many talk about: what happens to the extra electricity your system generates when you don’t need it? Can it go somewhere? And do you get anything …

When applying for a personal loan, providing proof of your income is one of the most crucial steps. Lenders need to verify your ability to pay back the loan before approving your application. And one of the most reliable documents for this purpose is your income tax statement. In this blog, we will explain how …

When it comes to taxation in India, one of the lesser-known but important taxes is professional tax. Many employees and employers often get confused about what exactly it is, how it is calculated and why it is applicable. In this blog, we will cover the meaning of professional tax, key differences, how it is levied …

If you’ve recently set up a solar system at home or for your shop, there’s a good chance you’ve looked at your first solar power bill and must have thought, ‘This looks different. What am I even being charged for?’You’re not alone. Many people get confused the first time they receive a solar energy bill …

Nowadays, more and more people are looking into solar not because it’s trendy but because it just makes sense. With power bills creeping up and frequent blackouts in some areas, having your own source of electricity feels like a smart move. But there’s a small challenge. The moment you start researching solar systems, 2 words …

When you receive your monthly salary slip, you might notice various components listed separately, such as basic salary, house rent allowance (HRA), conveyance allowance and special allowance in salary. Among these, special allowance in salary often creates confusion for many employees. What exactly is it? Why is it provided? How is it taxed? This blog …

When it comes to managing your finances, taking a bank loan can be an effective solution to meet your needs. However, understanding how to settle a loan or close is equally important for financial health. Many people often confuse loan settlement with loan closure, as they sound similar but differ significantly in process, implications and …

When borrowers default on loans, the consequences extend far beyond balance sheets: weakening banks, unsettling credit markets, and slowing the economy’s growth engine. To address the issues of financial disputes related to Non-Performing Assets (NPAs) , India established the Debt Recovery Tribunals (DRTs) in 1993. This blog explains the Debt Recovery Tribunal (DRT) in India, …

Putting aside small amounts every month is often easier than saving a big sum at once. That’s where recurring deposits (RDs) work well. You invest a fixed amount every month and get assured returns when the term ends. UCO Bank, one of India’s trusted public sector banks offers RDs that are safe and easy to …