The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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What Are The Essentials For Holistic Employee Wellness?
Corporate
What Are The Essentials For Holistic Employee Wellness?

In the corporate context, the concept of wellness has often been associated only with regards to the physical health of an employee, and employers have historically been focusing their wellness plans around these. However,  ‘wellness’ may not just mean good health to all the employees. For someone, it can be physical wellness, while for some …

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The Convergence of HR and Technology Can Lead To Some Overwhelming Results
Corporate
The Convergence of HR and Technology Can Lead To Some Overwhelming Results

Even under the most challenging circumstances, it is critical to strengthen a workforce in a way that reflects an organisation’s true values, culture and growth objectives. Weathering that challenge requires innovative thinking and technology. HR can leverage technology to fill the gap between talent needs and optimize productivity to get desired increase in business growth. …

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Working with a Multigenerational Workforce in 2024
Corporate
Working with a Multigenerational Workforce in 2024

By: Srihari.S About the Author: He Heads the Talent Management and Digital HR practice for a medical technology Company and is currently the Director Human Resources with over 15+ years of Industry experience. Mention organisational restructuring in a hallway, and you’ll likely receive an eye-roll. Seasoned employees may say that they know the drill as …

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What is FOIR? Formula and Its Impact on Your Loan Approval
Finance
What is FOIR? Formula and Its Impact on Your Loan Approval

If you’re planning to apply for a loan, one term you’ll often come across is FOIR. For those wondering what is FOIR in loan approvals? It tells lenders how much of your income is already going towards fixed expenses. The FOIR full form is Fixed Obligation to Income Ratio. It’s one of the key factors that decides your loan eligibility.  This number …

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SBI launches e-Tatkal Loan
Home Improvement Loan
SBI launches e-Tatkal Loan

Tech advancements are driving and metamorphosing business practices across the globe today. Technology driven lending practices are taking over their traditional counterparts. Banks and financial institutions in India have been the major bearers and movers of finance across sectors, industries, firms and individuals. India has one of the largest banking networks in the world. Banks …

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Why is the Indian Market rapidly moving to Personal Loans Online?
Personal Loan
Why is the Indian Market rapidly moving to Personal Loans Online?

“We are in the midst of a robust Indian consumer credit market expansion where we are seeing immense growth in both the number of accounts and balances for most major credit products, including credit cards and personal loans,” – Yogendra Singh, Vice President of Research and Consulting, TransUnion CIBIL. The online credit market has been …

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Why Finance & HR Must Work Closely Together
Corporate
Why Finance & HR Must Work Closely Together

By: S.K Dutt, Group CHRO – Ampersand GroupSenior HR professional & Post Graduate Alumnus of University of Oxford – Said Business School Both Finance and HR professionals share one common goal –  achieving higher level of performance and profitability. While CFOs are responsible for allocating resources required to deliver the company’s strategy, CHROs’ responsibilities include …

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