The Vibe Journal: Finance Blogs

By : Dhruv Anand – AVP & Head Talent Management, Netmagic Solutions In today’s times of intense career mobility and attrition, if an organization does not give its employees enough reasons to stay, or worse, gives them reasons to leave, employees are fairly likely to move to employers who will keep them happier. While employee …

With millennials’ increasing dependence on credit options in order to live their life, financial education is more critical than ever. While financial literacy has of course, a directly positive impact on employees, it also benefits employers is more ways than you may imagine. Strong financial education and better financial management skills result in employees less …

A credit score is an important factor in one’s financial life. It is a three-digit number that financial organisations use to determine your likelihood of repaying a debt. Your credit score is based on your credit history, a record of all your past loans and credit transactions which assesses your ability to repay debts. Credit …

Employees today increasingly look beyond money and job satisfaction – they look for additional benefits, too. A generous employee benefits package is an essential component in attracting and retaining the industry’s top talent. Glassdoor’s Employment Confidence Survey in 2015 found that about 60% of people consider benefits and perks a significant part of deciding whether …

We have all, at some point in our lives, come across theories or studies raising questions about what motivates employees and have, more often than not, found the answers to be money and job security. None of these studies, however, can be expected to be 100% accurate because every individual is different and so is …

You can get instant cash on a credit card or apply for a personal loan to help you manage your planned or unplanned financial requirements. Before choosing any option, consider the interest levied in both cases. With instant cash loan and online personal loan becoming increasingly popular, you can get funds from the convenience of your home. …

Delay in getting your salary, sudden spike in your expenses due to festivities or medical emergencies can all require you to borrow funds to bridge gaps. Salary advances  and personal loans are both ways that you can access credit when you need it. They both offer funds without collateral to salaried professionals. Let’s take a closer look …

With the new financial year, came some really good news. With the new tax slabs, there is an opportunity for you to save your taxable income. Getting a major chunk of taxable income out of the way by making the most of Section 80C is a great starting point for most of us, but even …

As a growing cohort of Indian population enters the working age, a substantial part of their disposable income is being spent on travel. Their reasons may vary, but what’s common is the need for self-preservation and a non-negotiable desire to explore the unexplored. This is why millennial’s are now integrating the passion for travel into …

Ever been in a situation when some unexpected expense came up and you were out of financial options to cover them? If your answer is yes, you probably know how hard it can be to arrange money urgently. We all have savings, especially to deal with unexpected, but sometimes even our savings fall short during …