The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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What is Financial Literacy and why is it important?
Finance
What is Financial Literacy and why is it important?

Financial literacy enables you to make better financial decisions and avoid fraud. In today’s world, knowing about money management, income, savings, and investment is crucial.  This knowledge arms you with the right financial information and the ability to know, monitor, and enhance your financial resources. By leveraging your finances, you can boost your life today …

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The Most Reliable Strategies for Promoting Financial Wellness in the Workplace
Corporate
The Most Reliable Strategies for Promoting Financial Wellness in the Workplace

Have you ever considered: How many employees are living salary to salary or paycheck to paycheck? The relationship between productivity and financial wellness? How many employees have their retirement savings exhausted before actual retirement? How many employees, both men, and women, actually agree that their compensation is keeping up with their cost of living? Most …

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Restructuring Your Personal Loans – The Solution Is Debt Consolidation
Personal Loan
Restructuring Your Personal Loans – The Solution Is Debt Consolidation

Debt consolidation relates to the process of taking out a new loan to pay off other debts, generally unsecured ones.  Manifold debts are merged into a single one in which the payoff terms are favorable to you. A debt consolidation loan is that unsecured personal loan which is taken to combine all other debts into …

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Bolstering Financial Wellness Programs for Remote Employees
Corporate
Bolstering Financial Wellness Programs for Remote Employees

After the pandemic, work from home has become a norm rather than an anomaly.  A sudden, big shift in the corporate landscape has been witnessed, and organizational activities such as meetings, deadlines, action plans are now well-tuned to work while we sit comfortably in our living rooms. However, there is a major problem – related …

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Is It Safe to Share Your Bank Statement For a Loan Application 
Finance
Is It Safe to Share Your Bank Statement For a Loan Application 

Applying for a loan and wondering what bank details you can share? It is a very common doubt, because your bank statement holds personal financial information, and feeling unsure about misuse is completely normal.  Yes, sharing your bank statement is safe when you send it to a bank or an RBI-registered NBFC through an encrypted channel. What makes it …

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