The Vibe Journal: Finance Blogs

As a growing cohort of Indian population enters the working age, a substantial part of their disposable income is being spent on travel. Their reasons may vary, but what’s common is the need for self-preservation and a non-negotiable desire to explore the unexplored. This is why millennial’s are now integrating the passion for travel into …

Ever been in a situation when some unexpected expense came up and you were out of financial options to cover them? If your answer is yes, you probably know how hard it can be to arrange money urgently. We all have savings, especially to deal with unexpected, but sometimes even our savings fall short during …

Fond of scrolling through Instagram, looking wistfully at beautiful photos of people travelling the world? You’re not alone. Thankfully, there are some easy ways to partake in budget travelling and fulfil your travel dreams without burning through your savings.  However, you require the will and determination to stick to your budget for travel this summer, …

As summers approach, it is time to buckle up and plan for your international trip. From ancient ruins to exotic beaches, locations abroad have a lot to offer. But before you head for your dream vacation, planning for the journey is crucial to keep it organised. To know more about the best destinations to visit …

Money saved is money earned – but you cannot apply this to funds left idle in the bank. Idle cash that does not generate any return or nominal returns may ultimately lose its value. But what causes money to lose value even when stored securely in your account? The simple answer is the decrease in …

Obtaining a bank loan is a long and tedious process, involving a lot of documentation, numerous trips to the branch and a lot of effort. It also involves stringent credit checks, guarantors or collateral and a chance that the loan will not get approved. Banks also usually require a solid reason for providing the loan, …

Procure a loan isn’t a walk in the park – traditional banks and financial institutions tend to take long periods of time to process loan applications. Apart from banks, informal money lenders are known for high rates of interest, making the entire process strenuous. Not surprisingly then, loan apps have emerged in this financial set …

If you are looking at growing your money, the world of investments has no limits. While there are conventional methods of investment like fixed deposits, PFs, bonds and more, there are multiple alternative methods you may want to explore too. Non-traditional methods can surprise you and provide outsized results. Here are a few different types …

In today’s debt-driven economy, all individuals and business ventures depend on credit at one point or another. The credit score becomes essential in this context as it establishes the borrower’s creditworthiness and repayment history.  Lenders are more likely to offer a loan or a credit card if your score is high. As such, you must …

Dreams of visiting exotic destinations are not uncommon, but travelling anywhere requires money, which we usually may not have in abundance. It is not easy to tick things off your bucket list when your bank balance is low, but it’s not impossible, either. We often end up spending tons of money unnecessarily by making unwise …