The Vibe Journal: Finance Blogs

In the post-Covid-19 period, with the pandemic’s negative impact on our finances, running from pillar to post for loan applications and approvals is the last scenario you’d want to deal with. Fret not, though, as in this age, with all services digitised, borrowing online is now easy. With dozens of lenders advancing loans online, instant …

Compiled By: Sandeep Raghunath About Sandeep: He is the Head of Human Resources at Fibe, with 10+ years of international experience in HR across industries. Remember the rush in the crowded metros at the office hours? Remember the group meetings of the corporate projects? Remember those long office hours at the workplace?  Now, that phase of …

“Do not save what is left after spending, but spend what is left after saving”. This infamous quote by investing tycoon and philanthropist Warren Buffet summarises the criticality of managing your finances effectively and consistently. Financial wellness or financial well-being can be summarised as efficiently managing one’s economic life. It includes many factors such as …

In many homes across the world, especially within our nation, fathers have been traditionally responsible for the financial well-being of their children. This has extended to their role of teaching a child how to sustain themselves when they are on their own. This Father’s Day, let’s celebrate some of the absolutely vital, key pieces of …

Personal Loans are arguably the one-size-fits-all solution for all urgent and uncategorized needs for money. Unlike specified loans – like a home loan or an auto loan – these loans are usually unsecured, which essentially means that you can get them without any collateral and the money can be utilized for any purpose. The flexibility …

The employer-employee relationship has come a long way in today’s time, having evolved from being merely a linear chain of command in the workplace to a dynamic and multi-faceted relationship transcending the boundaries of a workplace.  In times where financial wellness and financial planning are an inalienable part of every individual’s life not just in …

Compiled By: Balakrishnan NarayananAbout Bala: He is the head of analytics at Fibe, with over 15 years of extensive experience within the banking and finance industry. At Fibe he is responsible for building machine learning and analytical capabilities within the risk, marketing, and customer analytics. For Bala’s passion for solving complex business problems, in 2019, he …

Personal loans come with no end-use restriction, which means you can channel these funds for various purposes. You can use them to cover expenses relating to medical emergencies, travelling, weddings and so on. You can also buy home appliances using a personal loan.  For instance, you can buy a refrigerator on EMI using the funds …

The idea of a satisfying shopping experience lies not in denying yourself of anything but in curbing the habit of impulsive spending. Many of us who use retail therapy to uplift our mood without thinking about money while shopping, later end up feeling guilty about ruined finances.  Our emotions play a big role in our …

With our world turned upside down due to arguably the worst pandemic in history, all of us are struggling to keep going with our lives. The national lockdown has changed the way everything around us works, with a stunning proportion of organizations now looking to formally adopt a work-from-home structure for the long term. Life …