The Vibe Journal: Finance Blogs

A common dilemma for many investors is choosing between a Systematic Investment Plan (SIP) and mutual funds. While both allow you to invest money in the stock market, there are some key differences between SIP and mutual funds.  Read on to understand the comparison of SIP and mutual fund differences across various parameters to help …

Systematic Investment Plan (SIP) has become one of the most popular investment options among retail investors in India. But is investing in SIP safe? What are the major benefits of SIP investment and potential drawbacks one should be aware of? Let’s find out. What is an SIP? A Systematic Investment Plan or SIP allows investors …

Systematic Investment Planning (SIP) is one of the most popular ways to invest in mutual funds in India. With a SIP, you invest a fixed amount regularly to buy units of a mutual fund scheme. This helps you average out the fluctuations of the market and build long-term wealth. As we are halfway through 2025, …

Starting a Systematic Investment Plan (SIP) to invest in mutual funds is a straightforward process. But sometimes your situation changes and you need to stop or cancel your SIP. The good news is that closing an SIP is nearly as simple as opening one. SIP allows you to invest a fixed sum of money into …

Mutual funds are one of the most effective and straightforward ways to build wealth. However, choosing between a Systematic Investment Plan (SIP) and a Lumpsum Investment is a significant decision that buyers often have to make. Both investing techniques offer the same mutual fund plans, but their approach, risk and timing differ. Learn the difference …

Recurring Deposits (RDs) are a simple and safe way to save money regularly. They’re great for people who don’t want to take risks with their savings. You just deposit a fixed amount every month for a set period and earn interest on it.  Read on to understand it in detail and know how Post Office …

Many individuals prefer Recurring Deposits (RDs) as they seek reliable and regular returns on their savings every month. Fixed income gives the same returns every time, which makes it a popular investment for people from all kinds of professions. However, while they help grow your money over time, it’s equally important to understand the RD …

Recurring deposits (RDs) have been a trusted choice for people looking to save regularly and safely. For students, workers, or anyone looking to save money systematically, recurring deposits offer a structured way to save while earning returns. One should know how does recurring deposit work into your financial goals before deciding to open one. So, …

SIPs (Systematic Investment Plans) and RDs (Recurring Deposits) are two popular ways through which people in India save a fixed amount of money every month. They’re simple, help build a habit of saving and are great for anyone who wants to grow their money slowly and steadily.   Although they may appear similar, SIPs and RDs …

Every time you make a payment, you enter a numeric code on your UPI app. That code is your UPI PIN number. It’s the key to keeping your digital payments secure. It acts like a password every time you send money through a UPI app.  Whether you’re figuring out how to set UPI PIN for …