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The Vibe Journal: Finance Blogs
From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.


UPI has made money transfers fast and simple for everyday use. From paying small bills to sending money across banks, it works almost instantly. But there are times when the transaction fails or shows an error. It happens even though your internet and details seem fine. It can be stressful, especially if the amount is …
Continue reading “Understanding UPI Payment Failures and How to Fix Them”

Getting cash is now easier – no card, no swipe, no hassle. With the launch of the UPI ATM, you can withdraw money using just your phone and a UPI app. It’s a new cardless cash withdrawal option that’s quick, safe and easy to use. UPI ATM cash withdrawal makes it simple to get cash …
Continue reading “UPI-ATM Launched: A New Way to Withdraw Cash Without Cards”

UPI changed how we pay for almost everything, from grocery bills to rent. With just a phone and a PIN, you can transfer money instantly without cash, cards or even bank details. It’s simple, secure and used by millions daily. But now there’s an even quicker option for day-to-day payments: UPI Lite. If you’ve been …
Continue reading “UPI Lite vs UPI: A Simple Guide for Everyday Users”

Investing regularly is one of the best ways to grow your money and Systematic Investment Plans (SIPs) make it easy. But when it comes to SIPs, you now have two choices. You can invest in a stock SIP or mutual fund SIP. Both are good options but they work very differently. Read on to understand …
Continue reading “Stock SIP Vs Mutual Fund SIP: Know the Better One For You”

Investing in shares may sound complex, but it doesn’t have to be. A stock SIP makes it simple, affordable and consistent. It’s a beginner-friendly way to start your stock market journey. You can start without needing a big budget or perfect timing. Keep reading to understand more about what is SIP in stock market and …
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Systematic Investment Plans (SIPs) are designed to build wealth gradually. Once started, they run automatically every month. But if you’re facing a temporary money crunch or need to pause investing for a while, there’s a simple solution. Instead of cancelling your SIP, you can pause it. This guide explains how to pause SIP, how long …
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Starting your investment journey doesn’t need to be overwhelming. An SIP investment plan lets you begin with as little as ₹500 a month and slowly build wealth. It keeps things simple, takes the guesswork out of investing and helps you stay consistent. Whether you’re saving for a new phone, a car or your retirement, SIPs …
Continue reading “Why Systematic Investment Plans are One of the Smartest Ways to Build Wealth?”

When it comes to long-term investing, NPS and SIP both come up as top choices. One is built for retirement, the other for flexible wealth creation. The NPS vs SIP debate depends on your goals, risk appetite and how much control you want. To make that call, it’s important to know how they work, what …
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Systematic Investment Plan (SIP) has become a popular way for investors to invest in mutual funds. By investing a fixed amount regularly, SIPs allow you to take advantage of rupee cost averaging and the power of compounding over long periods. However, with hundreds of mutual fund schemes available, how to choose SIP can be confusing. …
Continue reading “5 Key Factors to Consider When Choosing SIP For Investing”

A common dilemma for many investors is choosing between a Systematic Investment Plan (SIP) and mutual funds. While both allow you to invest money in the stock market, there are some key differences between SIP and mutual funds. Read on to understand the comparison of SIP and mutual fund differences across various parameters to help …
Continue reading “The Difference Between SIP and Mutual Funds: What You Need to Know?”